1.0.7 Safe to install
PakCredit offers an online personal loan service tailored for Pakistani citizens, characterized by its efficiency and user-friendly interface. The platform allows borrowers to access loans ranging from PKR 3,000 to PKR 50,000, with transactions that aim for swift approvals and disbursement, typically completed within five minutes post-approval.
Operated by Visioncred Financial Services (Private) Limited, a licensed non-banking financial company under the SECP with License No.: SECP/LRD/97/VFSL/2022-86, PakCredit adheres to strict regulations and compliance standards in Pakistan. This ensures a transparent and secure lending experience for users.
- Product Overview:
- Loan Amount: PKR 3,000 to PKR 50,000
- Loan Term: 61 days - 90 days
- Annual Interest Rate (APR): 3.7% - 18.25% per year
- Example Calculation:
- If a loan of PKR 5,000 is taken for a term of 90 days at an annual interest rate of 12.57%, the total markup would be PKR 154.90.
- Therefore, the total repayment amount would be PKR 5,154.90.
Application Process:
To apply for a loan through PakCredit, users must:
- Download the application from Google Play.
- Create an account using a mobile number.
- Complete the online forms within approximately five minutes.
- Submit the application for rapid approval.
- Receive instant disbursement of funds into the designated bank account.
- Meet repayment deadlines to qualify for subsequent loans with potentially higher amounts and reduced fees.
Eligibility Criteria:
- Ages between 19 and 55 years.
- Must be a Pakistani citizen.
- A valid ID card is required.
- Proof of stable income or employment is necessary.
Security and Privacy Measures:
PakCredit prioritizes user security by requesting certain mobile permissions to facilitate a better experience and verify eligibility. All personal data is protected using bank-level security measures, ensuring no information is shared with third parties without user consent.
Contact Information:
For any inquiries, users can reach out through the customer service functions in the app.
Customer service hours are from 8AM to 8PM (Monday to Sunday).
Email: [email protected]
Hotline: +92 3000332443
Office Address: Office No. 14E, 1st Floor, The Hive, Manzoor Plaza, Blue Area, Sector G-6/2, Islamabad.
Overview
PakCredit - Safe Easy Loan is a Freeware software in the category Business developed by Visioncred Financial Services (Private) Limited.
The latest version of PakCredit - Safe Easy Loan is 1.0.7, released on 04/22/2025. It was initially added to our database on 04/22/2025.
PakCredit - Safe Easy Loan runs on the following operating systems: Android.
PakCredit - Safe Easy Loan has not been rated by our users yet.
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